Across the globe, ultra high net worth families are zeroing in on three standout visa programs that offer a blend of lifestyle, mobility, and smart investment. These aren’t just about a second passport — they’re strategic moves for wealth preservation, global access, and legacy planning.
1. Malta – Stability, Tax Efficiency & EU Access
-
Program: Malta Permanent Residence Programme (MPRP)
-
Investment Options: Minimum €300,000 in real estate (or €58,000 contribution + rental); plus government contributions and donations
-
Processing Time: ~4–6 months
-
Key Benefits:
-
Residency in an EU and Schengen country
-
Visa-free travel within Schengen Area
-
English widely spoken and used in business
-
Remittance-based tax system: foreign income not taxed unless brought into Malta
-
No inheritance, estate, or wealth taxes
-
Ideal for families due to top-tier healthcare and international schools
-
2. Cyprus – Non-Dom Status & Investment Advantage
-
Program: Cyprus Permanent Residency Program
-
Investment Options: €300,000 in new real estate (residential or commercial)
-
Processing Time: ~2–4 months
-
Key Benefits:
-
Non-domicile tax regime: 0% tax on global dividends, interest, or capital gains for 17 years
-
Residency includes family (spouse, children, and even parents)
-
English widely spoken; common law legal system
-
Strategic location between Europe, the Middle East, and Africa
-
Fast route to long-term EU residency and lifestyle upgrade
-
3. Greece – Europe’s Most Affordable Golden Visa
-
Program: Greece Golden Visa
-
Investment Options: From €250,000 in real estate (select regions now require €500,000)
-
Processing Time: ~3–6 months
-
Key Benefits:
-
Lowest real estate entry point among EU golden visa programs
-
Visa-free travel in the Schengen Zone
-
No minimum stay requirement
-
Stable property market with strong rental yield potential in cities like Athens and Thessaloniki
-
Pathway to citizenship after 7 years (with residency requirements)
-
Warm climate, rich history, and growing expat community
-