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Top residence destinations for high net worth individuals

In recent years, the investment migration industry has experienced unprecedented growth, with residence-by-investment now an established feature of the global economic landscape.

Thousands of high-net-worth individuals (HNWIs) are now seeking residency as a means of improving international mobility, tax planning, and family security while also seeking investment opportunities.

But with so many options, where do the world’s HNWIs want to reside?

Cyprus – A Top Residence Destination for HNWIs

Cyprus stands out as a preferred choice for high-net-worth individuals seeking a second residence, thanks to:

  • Attractive tax regime: Non-domiciled residents enjoy tax exemptions on dividends, interest, and capital gains.

  • Strategic location: At the crossroads of Europe, the Middle East, and Africa.

  • Fast-track residency and citizenship programs: Efficient processing and clear investment requirements.

  • High quality of life: Safe, sunny, and culturally rich, with excellent healthcare and education systems.

  • Strong property market: Steady demand and potential for growth in prime real estate.

Malta – A Premier Residence Destination for HNWIs

Malta has become a top choice for high-net-worth individuals looking for EU residency, offering a blend of lifestyle, stability, and strategic benefits:

  • EU member with Schengen access: Residency in Malta allows free movement across Europe.

  • Favorable tax environment: Remittance-based system with attractive structures for global investors.

  • Efficient residency and citizenship pathways: Well-regulated, with transparent processes and strong legal frameworks.

  • Mediterranean lifestyle: Warm climate, rich history, and a high standard of living.

  • Thriving financial and tech sectors: A hub for international business, fintech, and iGaming.

Aerial view of Lady of Mount Carmel church, St.Paul’s Cathedral in Valletta city, Malta

Portugal – A Leading Residence Destination for HNWIs

Portugal has earned its reputation as a top choice for high-net-worth individuals seeking EU residency, combining lifestyle appeal with investment advantages:

  • Golden Visa Program: Flexible residency through real estate or fund investment, with a path to citizenship.

  • Attractive tax incentives: The Non-Habitual Resident (NHR) regime offers reduced taxes for up to 10 years.

  • EU and Schengen access: Visa-free travel across Europe for residents.

  • Exceptional quality of life: Mild climate, beautiful coastlines, and vibrant cities like Lisbon and Porto.

  • Stable economy and growing real estate market: Strong investor confidence and long-term value potential.

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